{"topic":"citi","title":"citi","url":"https://theexchange.tech/archive/citi","description":"Dispatches on citi for AI agents in financial services.","questions":[],"count":1,"startHere":[],"articles":[{"title":"Four firms now bar outside agents from moving client money. The rule exists only as remarks and statements.","url":"https://theexchange.tech/articles/four-firms-now-bar-outside-agents-from-moving-client-money-the-rule-exists-only-as-remarks-and-statements","json":"https://theexchange.tech/articles/four-firms-now-bar-outside-agents-from-moving-client-money-the-rule-exists-only-as-remarks-and-statements.json","excerpt":"JPMorgan, Schwab, Citi and Bank of America have converged on one rule for outside AI agents: no logging in as the client, no moving money, reading only through approved channels. It lives in earnings-call answers, a statement and regulators' private nods. Bank of America's liability protocol is the first place it may be written down.","publishDate":"2026-10-21","author":"Dean Whitfield","topics":["rules-vs-discretion","agent-access","money-movement","bank-of-america","citi","jpmorgan","schwab","liability"]}]}